The first thing that strikes you about Twinkle is his polite behaviour and a very nice smile. He is quite thorough in his work. Trust plays an important role in this business and he is very particular about that. I wish him all the very best and success.

I have been a client of Twinkle's for 5 years now and through this time have received the best advice and services from him and his firm. He always offers very well researched investment suggestions and backs them up with historical data. Thanks to his sound investment management, I have made decent returns even in down years. I would recommend Twinkle and his firm to anyone looking for financial planning.

I have known Twinkle for over 10 years as a Professional Financial Advisor and now as a very good friend. Twinkle is a very conscientious and dedicated Advisor. When one engages his services, one can be sure that he will be able to clear up the mess created by any previous advisors as well as advise you the most optimum course given your risk appetite and portfolio. He reads your needs very well and thus gives very sane and solid advice. I would recommend him at any time. A solidly dependable Consultant! And trustworthy!

I know Twinkle from last 12 years. He can be described in one single word which is TRUST. He has been exceptional advisor with utmost sincerity and ownership. Combination of these quality makes him different from others. His approach in putting customer benefit first is remarkable. His punctuality to meet customer and enabling them to take an informed decision is really appreciable. I must wish him all future success and keep it up all such qualities which are indeed great assets.

I have known Twinkle for about 10 years but started enjoying his services for about 3 years now and few things stand out for him - his confidence and grip in his area of expertise is superb, he doesn't get hassled too much and synthesizes information effortlessly and gives you firm advice - something you want from your advisor. He is thoroughly honest and professional in his approach. He can be trusted for any advice; personal or professional and is a great person to know and work with.

I know Twinkle for almost 10 years now as he has been advising me on my financial goals. I have seen him grow as a matured & very able financial adviser. He commands good knowledge in his field, is nimble and make the right moves based on the market conditions. He is quite pragmatic in his approach, providing well researched, credible and sustainable solutions. He clearly invests in his clients for the long term and not interested in quick wins. Easily approachable, trustworthy and provides a professional service. I have no hesitation in recommending Twinkle for anyone seeking assistance for financial planning.

Disciplined and a wonderful person. Has sound knowledge of his work and ever do dependable.

Twinkle Gujral have all the good attributes of a real Sikh, a thorough gentleman and committed to his words. It was a good experience to teach him Financial Planning Certification Program Modules due to his humbleness and never dying spirit to learn more for the best results. His overall character convinced me and I invited him on his completion of certification for delivering same in our esteemed institute (RNIS College of Financial Planning at Delhi Centre). Here also he flew like a real Milkha Singh a Flying Singh on two legs with his commitment, dedication and honest hard work! best of luck Twinkle and thanks for being in my life.